Do you accept insurance?
As an out-of-network provider, we do not directly accept health insurance. Payments are collected at the time of service.
Wú Wéi Wellness is happy to provide a receipt and Superbill (an itemized form used by healthcare providers for insurance claims) to submit for reimbursement from your insurance company. Depending on individual out-of-network benefits, patients have received up to 50-85% to full reimbursement from their insurance providers, or have services go toward reducing their deductible. Patients are responsible for contacting their insurance provider to verify out-of-network benefits before appointments.
Legislation in Oregon has designated acupuncture as an essential health benefit. Now all private insurers in the state of Oregon are required to include acupuncture benefits. Specifically 12 visits per year. If used primarily for medical care, you may also be eligible to use your FSA (Flex Spending Account) to purchase herbal medicine.
Contact your insurance provider to learn what kind of care is covered. Here are a few questions to ask:
Do I need a referral?
Do I have a co-pay?
Do I have a deductible?
Does my deductible need to be met before benefits are covered?
Has my deductible been met?
Advantages of not accepting insurance?
As an out-of-network provider, Wú Wéi Wellness can provide patients with the highest level of quality care without the restrictions and mandates of insurance. This allows us to keep our prices as reasonable as possible so that quality acupuncture is accessible to those without insurance. Typical benefits to a cash-only practice are:
1. More one-on-one time with a licensed medical professional
2. More flexibility in scheduling patients
3. Price transparency
4. Comprehensive, individualized treatment plans
What are my payment options?
We accept all major credit cards, cash, checks, as well as HSA (Health Savings Account), HRA (Health Retirement Account) and FSA (Flex Spending Account).
We do not accept Medicare/Medicaid at this time. It is important for you to know that as of 2022, Medicare does not pay for acupuncture performed by a licensed acupuncturist, but some insurance companies offer a supplemental plan that does. What Medicare does cover is acupuncture performed for low back pain that is performed by medical doctor. Oregon Health Plan (OHP) offers acupuncture coverage only for certain conditions and you will need a doctor’s referral.
Another thing to note - all Oregon auto insurance policies have no-fault Personal Injury Protection (PIP) healthcare coverage. What this means is that if you are injured in an auto, bicycle, or pedestrian accident, your auto insurance provides a minimum of one year and $15,000 in no-fault medical coverage - which includes acupuncture.
Lastly, the IRS recognizes our services as a qualified medical expense, which you may find beneficial when preparing your income tax return. Speak with your tax advisor for more information.